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Manage Your Money, Be Satisfied? Money Management Practices and Financial Satisfaction of Couples Through the Lens of Gender

Category: Journal Articles

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Kulic, N., Minello, A., Zella, S. (2019) “Manage Your Money, Be Satisfied? Money Management Practices and Financial Satisfaction of Couples Through the Lens of Gender”. Journal of Family Issue, 1 – 27. 

There is a difference between who brings in income, who spends and manages money, and who finally benefits. All these aspects are important in determining how satisfied spouses are with their individual financial situation. Relying on Swiss Household Panel (SHP) data from 2004 to 2013 (N = 1,810 couples), this assumption is tested by analyzing how women’s relative income and the management of economic resources within couples affect women’s and men’s financial satisfaction in the household. Results show that a change in the composition of total income in favor of women directly increases their financial satisfaction and net of household income, while men’s financial satisfaction increases up to the point at which women earn more than one third of the total income. Money management regimes serve as an important additional tool in creating and compensating for (dis) advantage between partners. The results are discussed in the context of traditional gender norms in the Swiss Society.

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